An optimized horse with animations and a saddle. Included substance painter files for the horse and the saddle.

The horse also has color mask textures included, so you can dynamically adjust horse colors. An example of the horse color masks is shown.

Blend file includes highpoly mesh for baking

Horse Body - 8652 Triangles - 2048 Textures
Horse Hair - 14472 Triangles - 4096 Textures
Saddle - 8441 Triangles - 2048 Textures